My time on the Samal Island has been limited. There is so much more I’d like (and need) to know about it, and I really want to spend more time there exploring. Not only the sights but the towns, to see what is and is not available.
There’s already been a lot written on this subject by expats living in the Philippines. Don’t expect that I’ll add anything new here, as I’m just more or less thinking out loud. I’m not really sure how I got to thinking about this, maybe I read one of their articles, but when you start to examine the situation it’s not really as cut and dry as one might assume.
It certainly isn’t a requirement to have a bank account in the Philippines, even if you are living there. From what I understand, many expats don’t. They use various money transfers and ATMs withdrawals for access to their overseas money. I’ve visited the Philippines many times now, and it hasn’t been too much of a problem to get to my money – yet. Even still, I want to have one or more local bank accounts when I retire there.
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One of the things I looked into during my last visit to the Philippines was the procedure needed to secure a bank account for a foreigner. I had read online that it could be quite difficult, depending upon the bank and your circumstances, and would almost assuredly require on ACR-I card.
Well, my experience was somewhat different than what I had read. Are you surprised? Let me tell you about it.
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